根据中文和英文提示，写一封意思连贯、符合逻辑、不少于60词的回信。信的开头和结尾已给出，其词数不计入所完成的回信内。请不要写出席的校名和姓名。
75. 成长中每个人都要面对烦恼，并解决问题。假设你叫刘明，是美国中学生爱莉丝的朋友。你受到她的电子邮件，请给她回复，回答她的问题，提出你的建议，并就此事谈谈你的看法。
Hi! Liu Ming,
I’m so sad. Angela is a close friend of mine. This morning she wanted to borrow some money from me. If I lend her the money , I’m afraid she won’t pay me back. I don’t know what to do. Do you have the same problem? I need your help.
Yours,
Alice
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Hi! Alice,
I’m glad to hearing from you.____________________________
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I hope what I said….
Yours,
Liu Ming
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