小张是高三的学生,家里现有闲置资金10万元,在一家外资企业工作的母亲建议用这笔钱购买股票,开出租车的父亲主张购买国债,上了年纪的爷爷主张购买保险,小张则希望将笔钱存到银行里,以便自己即将上大学用。小张家四个人出现了四种不同的投资观点。请你为小张做一个家庭理财计划,把10万元资金合理地投资出去。并简要说明你的投资理由 _____________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________ |